Industry: Other
Annoyed By: West Coast Payday loans (Focus Financial)
I applied for a payday loan on May 11, 2009. Since the company I applied with (West Coast Payday Loan Company aka Focus Financial) send their funds through an email money transfer, I asked them to cancel the loan immediately (the same day). They cancelled my loan, but then four days later they debited my account for the loan and interest (total $110). I sent West Coast Payday Loan emails, phone calls, and faxes that were ignored. I finally got an answer and they asked me to fax in my bank statement showing the withdrawl. I did this right away and finally 2 hours later I got an email telling me that they would have to wait to see if the funds cleared on their end before they could do anything. Once I read this, I saw "RED". I figured that since they could plainly see on my bank statement that the funds did clear my account and it had their name listed as the payee (Focus Financial) that there wouldn't be a problem, but I was sadly mistaken. On this payday loans website is states "loan in 30 minutes" yah right. It took them 2 days before they contacted me and I had to call them first to find out what was going on. I have never dealt with such a crappy company and the employees are just as bad. If you want to save yourself some aggravation, don't ever apply to West Coast Payday Loans. (Based in Vancouver BC)
DUMB-ASS!
ReplyDeleteThe ONLY loan company I would deal with now is Mogo. Earlier this year I had a tough time, and they were the best, cheapest alternative.
ReplyDeleteI borrowed 800. I couldn't pay it all back right away but that's ok cause they will let you carry the loan for as long as you need, and only debit the 80 fee (that's the amount for 800). You can change the amount they debit until it's paid off, (raise it to say 100 or 200) or pay it all out when you choose.
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Google them. They even have an office in surrey and I think vancouver but I'm not sure on that.
Doesn't matter, cause you can do it online to.
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